Punjab & Sind Bank (PSB) Lateral Recruitment 2026, Punjab & Sind Bank, a prominent Government of India Undertaking, has officially released the notification for Lateral Recruitment of Local Bank Officers in Junior Management Grade Scale-I (JMGS-I). This recruitment drive aims to fill 1000 vacancies across 17 states and union territories. It offers a stable career in public sector banking with attractive salary, perks, and growth opportunities for experienced banking professionals.
This is an excellent chance for officers currently working in Scheduled Commercial Banks or Regional Rural Banks who possess at least 18 months of post-qualification branch experience. The selected candidates will serve as Local Bank Officers with mandatory proficiency in the local language of the applied state. Applications are invited only through the official online mode on the bank’s website.
All updates, corrigendum, or revisions will be hosted only on the official website: https://punjabandsind.bank.in/ under the Recruitment section.
State-wise Vacancies and Mandatory Language Proficiency
Candidates can apply for only one state. Applying for multiple states will lead to disqualification. The number of vacancies is provisional and may change based on the bank’s requirements.
Here is the detailed state-wise vacancy table with category-wise breakup and mandatory local language:
State-wise Vacancies & Mandatory Local Language Proficiency
- Chhattisgarh – 80 (Hindi)
- Gujarat – 125 (Gujarati)
- Himachal Pradesh – 20 (Hindi)
- Jharkhand – 10 (Hindi)
- Karnataka – 60 (Kannada)
- Kerala – 10 (Malayalam)
- Madhya Pradesh – 60 (Hindi)
- Maharashtra – 60 (Marathi)
- Odisha – 80 (Odia)
- Tamil Nadu – 65 (Tamil)
- Telangana – 30 (Telugu)
- Uttar Pradesh – 200 (Hindi)
- Arunachal Pradesh – 15 (English*)
- Assam – 50 (Assamese/Bodo/Garo)
- Nagaland – 5 (English*)
- West Bengal – 30 (Bengali)
- Punjab – 100 (Punjabi)
*English proficiency applicable only for candidates who studied and passed English as a subject in schools located in Nagaland and/or Arunachal Pradesh.
Reservation Notes:
- SC/ST/OBC/EWS/PwBD reservations as per Government of India guidelines.
- Even if no reserved vacancy exists in a state, SC/ST/OBC candidates may still apply.
- No reservation for Ex-Servicemen in Officers’ cadre.
- OBC candidates must submit Non-Creamy Layer certificate as per Central List.
- EWS candidates need valid Income & Asset Certificate (gross annual income below ₹8 lakh).
- PwBD candidates (VI, HI, OC, ID, MD) must have benchmark disability of 40% or more.
Eligibility Criteria (Cut-off Date: 01.03.2026 for Age & 20.04.2026 for Qualification/Experience)
Nationality: Indian Citizen or specified categories with eligibility certificate from Government of India.
Age Limit: Minimum 20 years – Maximum 30 years (born not earlier than 02.03.1996 and not later than 01.03.2006). Age Relaxation:
- SC/ST: 5 years
- OBC (Non-Creamy): 3 years
- PwBD: 10 years
- 1984 Riot Affected: 5 years
- Ex-Servicemen: 5 years (with conditions)
Relaxations are cumulative only with one additional category as specified.
Educational Qualification: Graduation (any discipline) from a recognized University. Candidates must indicate percentage of marks (to two decimals) and possess valid degree/marksheets.
Post-Qualification Work Experience (Mandatory): Minimum 18 months as an Officer in branch operations in any Scheduled Commercial Bank or Regional Rural Bank (listed in Second Schedule of RBI). Experience certificates must clearly mention post, period, duties, and salary.
Local Language Proficiency: Essential for the applied state (reading, writing, understanding). Candidates with 10th/12th marksheet showing the local language as a subject are exempted from the language test.
Other Conditions:
- Present employees of Punjab & Sind Bank are not eligible.
- Minimum CIBIL score of 650 at the time of joining.
- Healthy credit history required.
Scale of Pay, Emoluments & Service Conditions
- Basic Pay Scale (JMGS-I): ₹48,480 – 85,920 (with 3 increments at joining as per Joint Note).
- Additional benefits: DA, HRA/Leased Accommodation, CCA, Medical Facilities, LTC, Terminal Benefits, and other perquisites as per bank rules.
- Probation Period: 6 months.
- Service Bond: 3 years – Bond amount equivalent to 3 months’ gross salary + one surety of equal amount. Early resignation requires payment of bond amount.
- Career Path: General cadre officers governed by bank’s promotion policy. No inter-state transfer or special branch postings until promotion to SMGS-IV or completion of 12 years of service.
Selection Procedure
The selection involves multiple stages:
- Online Written Test (Objective – 120 marks, 120 minutes)
- English Language: 30 Qs / 30 Marks (30 min)
- Banking Knowledge: 40 Qs / 40 Marks (40 min)
- General Awareness/Economy: 30 Qs / 30 Marks (30 min)
- Computer Aptitude: 20 Qs / 20 Marks (20 min)
- Screening based on experience and suitability.
- Personal Interview.
- Local Language Proficiency Test (for provisionally selected candidates).
- Document Verification, Biometric, Medical Examination & Police Verification.
Final Merit List: Prepared state-wise and category-wise with 70% weightage to Written Test + 30% to Interview. Candidates must qualify in Written Test, Interview, and Language Test separately.
Examination Centers: Available across major cities in all states (e.g., Delhi/NCR, Mumbai, Bengaluru, Lucknow, etc.). No request for change of centre will be entertained.
Application Fee (Non-Refundable)
- SC/ST/PwBD: ₹100 + taxes + gateway charges
- General/EWS/OBC: ₹850 + taxes + gateway charges
Payment only through online mode. Fee once paid will not be refunded.
Important Dates
| Event | Date |
|---|---|
| Notification Release | 30/31 March 2026 |
| Commencement of Online Application | 31 March 2026 |
| Last Date for Online Application (including Edit/Modification & Payment of Fees) | 20 April 2026 |
| All Revisions/Corrigendum (if any) | Hosted only on Bank’s official website |
How to Apply – Step-by-Step Guide
- Visit the official website https://punjabandsind.bank.in/ and navigate to “Recruitment”.
- Register with valid email ID and mobile number (keep them active).
- Fill the online application form carefully with correct personal, educational, and experience details.
- Upload scanned documents: Recent photograph, signature, left thumb impression, handwritten declaration (“I, _______ (Name), hereby declare that all the information submitted by me in the application form is correct, true and valid…”), brief resume, ID proof, age proof, educational certificates, experience certificates, NOC (if applicable), caste/EWS/PwBD certificates.
- Pay the application fee online.
- Submit and take a printout of the application for future reference.
Guidelines for Uploads: Follow exact specifications for photo (4.5cm x 3.5cm, 20-50kb), signature (10-20kb), thumb impression (20-50kb), and handwritten declaration (50-100kb) in JPG/JPEG format. Documents in PDF. No change in category/state allowed after submission.
Documents Required for Verification: Originals of age proof, educational certificates, experience letters, caste/category certificates, EWS/PwBD certificates, photo ID, etc.
Important Links of IOCL Punjab & Sind Bank (PSB) Lateral Recruitment 2026
| Application Form | Click Here |
| Official Notification | Click Here |
| WhatsApp Channel | Click Here |
| FaceBook Page | Click Here |
| Official Website | Click Here |
General Instructions
- Candidates must fulfill all eligibility criteria before applying. Mere submission does not guarantee selection.
- Bank reserves the right to reject applications at any stage if found ineligible or with false information.
- Canvassing in any form will disqualify the candidate.
- All disputes subject to jurisdiction of courts in Delhi.
- Check the bank’s website regularly for call letters, results, and updates. Results will be published on the website and communicated via email.
Frequently Asked Questions (FAQs)
1. What is the last date to apply for Punjab & Sind Bank Local Bank Officer Recruitment 2026? The last date for online application, including edit and fee payment, is 20 April 2026.
2. How many vacancies are there in PSB Lateral Recruitment 2026? There are 1000 vacancies of Local Bank Officer in JMGS-I across 17 states.
3. Can I apply for more than one state? No. Candidates can apply for only one state. Multiple applications will lead to rejection.
4. What is the minimum experience required for PSB LBO JMGS-I? Minimum 18 months post-qualification branch experience as an Officer in any Scheduled Commercial Bank or Regional Rural Bank is mandatory.
5. Is local language proficiency compulsory? Yes. Proficiency in reading, writing, and understanding the local language of the applied state is mandatory. Candidates who studied the language in 10th or 12th are exempted.
6. What is the age limit and relaxation for this recruitment? Age limit is 20–30 years as on 01.03.2026. Relaxations of 5 years for SC/ST, 3 years for OBC, 10 years for PwBD, and others as per rules.
7. What is the salary for Local Bank Officer in JMGS-I? Basic pay starts at ₹48,480 with 3 increments. Gross salary will be higher with DA, HRA, and other allowances as per bank rules.
8. Is there any application fee? Yes. ₹100 + taxes for SC/ST/PwBD and ₹850 + taxes for General/EWS/OBC candidates. Fee is non-refundable.
9. What is the selection process for Punjab & Sind Bank Officer Recruitment? Selection is based on Online Written Test, Screening, Personal Interview, Local Language Test, and Document Verification. Final merit is 70% test + 30% interview.
10. Can current Punjab & Sind Bank employees apply? No. Present employees of Punjab & Sind Bank are not eligible for this lateral recruitment.
